Fact Check

Is State Farm Denying Insurance to Gun Owners?

Both the company and an insurance expert refuted online anecdotes painting the company as hostile toward firearm owners.

by Arturo Garcia, Published May 31, 2018


State Farm logo.

Image courtesy of Casimiro PT / Shutterstock.com


Claim:
State Farm insurance will not offer insurance to gun owners or manufacturers.
Rating:
Mostly False

About this rating

What's True

State Farm does not insure any type of manufacturing business, including firearms.

What's False

State Farm does have insurance policies applicable to gun owners.


Though some gun owners have accused State Farm insurance online of not being a "good neighbor" toward them, two claims — which appeared eighteen years apart — have proven to be outliers and not indicative of any bias against firearm owners or manufacturers.

The most recent iteration of the claim is connected to a photograph circulating online of a letter dated 18 March 2018 from the company concerning a Minnesota-based gunmaking business applying for coverage:

State Farm Fire and Casualty Company is unable to provide the coverage you requested in your application because:

- we don't provide coverage for businesses engaged in manufacturing firearms.


By Arturo Garcia

Arturo Garcia is a former writer for Snopes.


Source code